New York’s No-Fault law helps people hurt in vehicle accidents, contingent that the accident happened in NYS. The vehicle must be a car, truck, bus, taxi or other vehicle covered by New York’s No-Fault law. The injured party, the driver or passenger(s) of the insured vehicle are entitled to benefits regardless of who is at fault. Therefore, if you became injured in a car accident, you are entitled to no-fault benefits from your insurance company. This is true even if you caused the accident. Unless, one of the circumstances noted below exists.
When are No-Fault benefits not available?
Those not offered no-fault insurance includes individuals riding motorcycles, mopeds, or ATVs. Additionally, drivers who have not obtained the no-fault insurance will not be entitled to its benefits since there will not be any policy in place to provide such benefits.
Furthermore, No-Fault New York rules do not honor cases where drivers are engaging in reckless acts, such as:
- Driving while under the influence of drugs and alcohol that led to the accident
- The driver intentionally attempting to self-inflict injury
- Injured during the course of committing a felony
- Driving a stolen automobile
- Injured while racing vehicle
Find a lawyer or doctor today!
If a claimant wants to receive No-Fault benefits, they must be completed punctually. Failure to complete mileage sheets will lead to not receiving compensation for your travel expenses. Additionally, missing Independent Medical Examinations can result in your No-Fault benefits being denied. This is why it is vital to hire an experienced personal injury to represent you for your personal injury accident. By filling out the Find a Lawyer form, we will match you with such a lawyer to fight for you. Also, it is important you see a proficient doctor to assess your injuries.
Read our other articles to learn more about how to protect yourself after an auto accident in NYS.
